OUR LOAN PROGRAMS
Attractive Financing Options for Investors
Single-Family Homes
Non-owner occupied 1-4 family units, condos and townhomes. 12 month loans from $50,000 to $3,000,000.

Multi-Family Buildings
Multi-family apartment and mixed-used buildings 5+ units. 12-month loans from $250,000 to $5,000,000.

Long Term Rentals
Non-owner occupied single-family units up to 4 units and PUD real estate. 30-year fixed rate loans $75,000 to $1,000,000.
LOAN PROGRAM SPECIFICATIONS
SINGLE FAMILY HOMEs - FIX AND FLIP FINANCING OPTIONS
No Credit Check Options (Available in Texas, Arizona, Colorado and Utah)
- 85% Loan to Cost (Purchase price)
- 100% of Rehab budget
- Overall 75% of the After Repair Value
- 12% Interest
- No minimum credit
- Closing time 2-5 days
With Credit Option (AZ, CA, CO, FL, GA, HI, ID, IL, NV, NJ, NC, OR, PA, SC, TN, TX, UT, VA and WA)
- 75-90% Loan to cost (Purchase price)
- 100% Rehab budget
- Overall 75% of the After Repair Value
- 7.5-12% Interest
- Minimum 550 Credit Score
- Closing time 2-3 Weeks
Bridge Loan
- 75-85% Loan to Value
- 7.5-12% Interest
- Minimum 550 Credit Score
RENTAL LOAN OPTIONS
LTV:
Purchase:
- Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
Refinance:
- Up to 85% of the As-Is Value
- Cash-Out: Up to 80% of the As-Is Value
Amortization Options:
- 30-Year Fixed
- Hybrid ARMS (5/1, 7/1, 10/1)
- 5 & 10 Year Interest-Only
ARM - ADJUSTABLE RATE MORTGAGE
Property Values:
- “As Is” Appraised Value Must Be $100k or Greater (Geographical Restrictions May Apply)
Loan Amount:
- $50k – $5M
Rates
- Starting at 4.75% up to 8%
Debt Service Coverage Ratio (DSCR):
- 1.10
Minimum Required FICO Score:
- 650